product · inferred from evidence
UTF-8
A Unicode character encoding standard.
- moov-io/ach Reader garbles UTF-8 names (è becomes Ãè)
The root cause was the encoding sniffing: `golang.org/x/net/html/charset` looks at only the first 1024 bytes, so a file whose first 1024 bytes are pure ASCII gets decoded as Windows-1252 even if it contains UTF-8 later. The maintainer fixed